"ACH Risk Management" - This course is approved by NASBA (National Association of State Boards of Accountancy). Seminar attendees are eligible for 14.4 CPE credits upon completion of this workshop.

We are registered with and adhere to the Statement on Standards for Continuing Professional Education programs of the National Registry of CPE Sponsors. Our registration number is 109066. Please check with the governing body of your license and state for specific CPE requirements. Grievances may be forwarded to the company at 650 620 3961. Grievances may also be forwarded to the National Registry of CPE Sponsors-NASBA, 150 Fourth Avenue North, Suite 700, Nashville, TN 37219-2417, 615-880-4200,, e-mail

Updated for 2018! New frauds, exciting twists and cases, and even more tips and tricks to managing ACH Risk! But what has not changed – attendees still help develop the actual agenda of the course – we’ll cover the topics important to you.

Hold onto your seats! This fast-paced, interactive, high-energy bootcamp provides attendees with everything from the basics to the more advanced aspects of managing risk in ACH processing. ACH Network participants bear significant responsibility and risk in their daily transaction processing. Combine daily operations, liabilities, network warranties, and obligations that go beyond the ACH Rules book, then throw in increasingly sophisticated fraud schemes and it’s easy to see how ACH Risk Management is a complex balance that takes dedication and planning to master.

Did you know

  • Many state and federal laws can impact your responsibility and liability in an ACH transaction?
  • Recent ACH Rules changes can create large financial losses for returned ACH transactions?
  • Frauds using the ACH Network are increasing in complexity and occurrences?
  • Many ACH Rules violations are easily correctable?

Using real life case studies, attendees will put their knowledge to the test and determine appropriate responses to risk scenarios.

Seminar Fee Includes:
AM-PM Tea/Coffee
Seminar Material
USB with seminar presentation
Hard copy of presentation
Attendance Certificate
$100 Gift Cert for next seminar

Learning Objectives:

  • Learn how to navigate the ACH Rules book.
  • Identify areas of ACH risk, related rules, guidance and regulations.
  • Recognize appropriate ACH risk management techniques.
  • Translate new techniques into actionable practices.
  • Document fraud risk management.
  • Analyze case studies to determine an appropriate course of action that minimizes risk.
  • Organize a list of three (3) action items to immediately review upon returning to work.

Areas Covered in the Seminar:

  • The ACH Rules Book
  • Participants and processes
  • ACH risk
  • ACH Rules that present significant risk if not followed properly
  • Guidance related to risk management and fraud prevention
  • Federal rules, guidance, and laws
  • ACH Risk Assessment and Audit essentials
  • ACH fraud identification and response
  • Unique individual and group exercises to apply new knowledge

Who will Benefit:

Any payments professional working in the ACH Network will benefit from this course; these individuals could include operations, compliance, AR/AP, payroll, risk management, audit, legal counsel, management, risk officers, and AAP’s.

Field of Study:

  • Auditing: 6 CPE Credits
  • Management Advisory Services: 6.4 CPE Credits
  • Specialized Knowledge and Applications: 2 CPE Credits
  • Total CPE credits earned in this workshop: 14.4 CPE Credits

Program Delivery Method: Group-Live
Program Level: Intermediate
Advance Preparation/Program Prerequisites: Basic understand of the ACH Network including transaction flow and risk.

Register by phone or need assistance? Call +1-888-717-2436 Register Now Download Brochure
Day 01(8:30 AM - 4:00 PM)
  • 08.30 AM - 09.00 AM: Registration
  • 9:00 – 9:30 AM: Introductions and establish course objectives (30 minutes)
  • 9:30 – 10:30 AM: Introduction to the ACH Network (60 minutes)
    • Participants, processes and transaction flows
    • Navigating the Rules book
    • Categories of risk
  • 10:30 – 12:00 PM: Managing Risk (90 minutes)
    • Regulations, Guidance and the ACH Rules
    • Regulation E vs. the ACH Rules
    • Regulations, state laws, federal obligations
    • Regulator expectations and guidance
    • Risk Management by participant (ODFI, RDFI, Originator, Third-Party as appropriate for audience)
    • Highlight important ACH Rules
    • ACH Agreements
    • Policies and procedures
    • Vendors
  • 12:00 – 1:00 PM: Lunch
  • 1:00 – 3:45 PM: Managing Risk Cont’d (165 minutes)
  • 3:45 – 4:00 PM: Individual Exercise, final Q&A, and wrap up (15 minutes)
Day 02(9:00 AM - 4:00 PM)
  • 9:00 – 9:15 AM: Recap, Q&A, review objectives (15 minutes)
  • 9:15 - 12:00 PM: Investigating and Responding to ACH Fraud (165 minutes)
  • 12:00 – 1:00 PM: Lunch
  • 1:00 – 2:30 PM: Risk Assessments and Audit Essentials (90 minutes)
  • 2:30 – 3:45 PM: Case Studies (75 minutes)
  • 3:45 – 4:00 PM: Q&A (15 minutes)
Register by phone or need assistance? Call +1-888-717-2436 Register Now Download Brochure
Rayleen M. Pirnie

Rayleen M. Pirnie, AAP
CEO and Founder, RP Payments Risk Consulting Services, LLC

Rayleen is a recognized payments risk and fraud expert who works with financial institutions and businesses across the nation to help them understand today's threats and develop appropriate risk mitigation strategies. She also speaks to consumer groups revealing real-world methods to reduce the chances of devastating frauds, and law enforcement on payment system processing and evidence collection in electronic payment channels. Rayleen's areas of expertise include regulatory compliance, payment system risk management, cybercrimes, and information security.

Rayleen conveys current trends via conference presentations, blogs, and newsletter articles plus supports groups with special projects.

Prior to her leap to private consulting, Rayleen was the Director of Payments Risk & Fraud at EPCOR for 8 years. She joined EPCOR after a 10-year career as a fraud investigator in banking.

Rayleen graduated with honors from The University of Phoenix earning a Bachelor's of Science in Criminal Justice Administration and is an Accredited ACH Professional (AAP).

Rayleen enjoys gardening with the best helper in the world, her grandson. She also enjoys reading and music. She is an advocate and supporter of The Animal Rescue Alliance. Rayleen and her husband Mike currently have four adopted fur-kids of their own.

Anonymous feedback from 2014 360REACH:

“Rayleen exemplifies knowledge and integrity. Her outstanding presentation style conveys her strengths as well as inspires confidence.”

“Her organizational skills - over the years she has been involved in multiple projects/committees at any given time and I have not seen her ever appear unprepared. She is also quite successful in asking for others to become more active/involved in a manner that makes the person asked WANT to be involved.”

Register by phone or need assistance? Call +1-888-717-2436 Register Now Download Brochure

Register Now

Online using Credit card


Seminar One Registration

March 22-23, 2018, Phoenix, AZ

$6,594.00 (15%)*

Save $995.00

Special Group Discount Register for Six attendees

March 22-23, 2018, Phoenix, AZ
*Hurry! This option is limited and based on availability.
Great Savings with Group Ticket!!! Only 3 left

Your registration fee includes the workshop, all course materials and lunch.

For discounts on multiple registrations, contact customer care at +1-888-717-2436.

Other Registration Option

By order form / PO#

Payment Mode

By Check -
Pay your check to (payee name) “MetricStream Inc” our parent company and Mail the check to:

ComplianceOnline (MetricStream, Inc),
2479 East Bayshore Road Suite 260
Palo Alto, CA 94303

By Wire -

Register / Pay by Wire Transfer

Please contact us at +1-888-717-2436 to get details of wire transfer option.

Terms & Conditions to Register for the Seminar/Conference/Event

Your registration for the seminar is subject to following terms and conditions. If you need any clarification before registering for this seminar please call us @ +1-888-717-2436 or email us @

Payment is required 2 days before the date of the conference. We accept American Express, Visa and MasterCard. Make checks payable to MetricStream Inc. (our parent company).

Cancellations and substitutions:
Written cancellations through fax or email (from the person who has registered for this conference) received at least 10 calendar days prior to the start date of the event will receive a refund - less a $300 administration fee. No cancellations will be accepted - nor refunds issued - within 10 calendar days before the start date of the event.

On request by email or fax (before the seminar) a credit for the amount paid minus administration fees ($300) will be transferred to any future ComplianceOnline event and a credit note will be issued.

Substitutions may be made at any time. No-shows will be charged the full amount.

We discourage onsite registrations, however if you wish to register onsite, payment to happen through credit card immediately or check to be submitted onsite. Conference material will be given on the spot if it is available after distributing to other attendees. In case it is not available, we will send the material after the conference is over.

In the event ComplianceOnline cancels the seminar, ComplianceOnline is not responsible for any airfare, hotel, other costs or losses incurred by registrants. Some topics and speakers may be subject to change without notice.

Attendance confirmation and documents to carry to the seminar venue:
After we receive the payment from the registered attendee, an electronic event pass will be sent to the email address associated with the registrant 5 working days before the seminar date. Please bring the pass to the venue of the event.

Conference photograph / video:
By registering and attending ComplianceOnline conference, you agree to have your photographs or videos taken at the conference venue and you do not have any objections to ComplianceOnline using these photos and videos for marketing, archiving or any other conference related activities. You agree to release ComplianceOnline from any kind of claims arising out of copyright or privacy violations.


  • Early bird seats are limited and based on first-come, first-serve.
  • Multiple offers cannot be combined.
  • Location

    Courtyard by Marriott Phoenix Airport
    2621 South 47th Street
    Phoenix, AZ, 85034, USA
    Tel: +1 480-966-4300

    March 22-23, 2018

    How to Reach

    General Driving Directions:

    Phoenix Sky Harbor International Airport (PHX)
    • From Sky Harbor International Airport (Phoenix Airport)
    • Follow East Valley exits to 143 S
    • Go South to University Drive
    • Turn East (left) to 47th Street
    • Turn left on 47th Street, hotel on right
    • From Rental Car Facility head East on I-10 to 143 North, exit on to University Drive
    • Turn left. Turn right on 47th street.
    • Hotel is on right hand side
    Scottsdale Municipal Airport (SCF)
    • Turn South on Scottsdale Rd
    • Then turn left on Cactus Rd. Turn Right to take Loop 101 South
    • Exit on to the 202 West and then exit off on the 143 South
    • The first exit will be University Dr., exit there and turn right on to University Dr.
    • The first street on the right hand side will be 47th Pl
    • Turn right on to 47th Pl. The Courytard will be on the left hand side of the road.
    Phoenix-Mesa Gateway Airport (AZA)
    • Take Sossaman Road NW, it will become Ray Road
    • Follow Ray Road to Power Road and turn left
    • Proceed on Power to the US 60 West towards Phoenix
    • From the US 60 exit onto 143 Expressway
    • Exit onto University Drive and turn left
    • The first stop light will be 47th Street, turn right and hotel is located on right hand side.

    Other Transportation:

    Bus Station
    • Greyhound Bus Lines - 3.3 miles NW from hotel
    Subway Station
    • Metro Light Rail 44th St. & Washington - 1.5 miles W from hotel

    Disclaimer: Directions to the venue above have been taken from the hotel website. Attendees are advised to check with the hotel for confirmation of these directions before starting for the venue. ComplianceOnline is not responsible for any inaccuracies in the same.

    Register by phone or need assistance? Call +1-888-717-2436 Register Now Download Brochure


    See What People Say About Us

    Yours was one of the best classes that I have attended in quite a while. Many thanks to you, again, and I hope to take another one of your classes in the future.

    Director of Corporate Security,

    SVP, CPP

    I thoroughly enjoyed the ACH Risk Management course and am very much looking forward to the training you are putting together for the Fall of the year.



    I just wanted to drop you a quick message to thank you for sharing your expertise with us in the ACH Risk class. You made the material as interesting as you could and I very much appreciated it and enjoyed it. I learned a lot as did my team member who accompanied me to the training.


    We have a very similar sense of humor so I understood you and you kept the class very entertained.


    Register by phone or need assistance? Call +1-888-717-2436 Register Now Download Brochure

    We are pleased to offer several exhibitor, sponsorship and media partnership options designed to maximize your company's exposure and networking opportunities before, during and after the event.

    Benefits of becoming a Sponsor/Exhibitor/Media Partner:

    • Logo on website, marketing email, branding materials & the registration booth
    • Exhibit Space
    • Free event pass
    • Speaking opportunity
    • Social media campaign

    For more details and other sponsorship options at this event, please contact Event Manager: or call: +1-650-238-9656

    Media Partner:

    Media Partner

    Register by phone or need assistance? Call +1-888-717-2436 Register Now Download Brochure

    Local Attractions of Phoenix, AZ

    Phoenix Skyline

    Phoenix Skyline

    Downtown Phoenix offers something for everyone including, museums, performing arts venues and a thriving art scene as well as a large sports presence. Chase Field is home to the Arizona Diamondbacks and the US Airways Center is home to the Phoenix Suns, the Phoenix Mercury, the Arizona Rattlers and the Phoenix Roadrunners.

    METRO Light Rail Transportation

    METRO Light Rail Transportation

    METRO is now open and operating with traffic in the cities of Phoenix, Tempe and Mesa. At any time of the day or night, you can find yourself near an operating light rail vehicle or a METRO train consisting of two or three vehicles connected together.

    MLB Spring Training

    MLB Spring Training

    The Cactus League has been an Arizona tradition for over a half-century. What began as a two-team league in 1947 has grown to twelve Major League Baseball teams playing in seven cities throughout the state. The league's popularity is at an all-time high with games scheduled every day in March. The Cactus League offers baseball enthusiasts an excellent opportunity to enjoy their favorite teams in fan-friendly, state-of-the-art ballparks.

    Arizona Sunset

    Arizona Sunset

    Be sure to bring your camera as the desert offers spectacular sunsets and beautiful scenery year round.

    Red Rocks

    Red Rocks

    Red Rock State Park in Sedona (110 miles) is an open-sky theatre of fabulous rock formations. Sprawled across 286 unspoiled acres, this popular park is the perfect starting point for hiking, picnicking, bird watching and photography.

    Cathedral Rock

    Cathedral Rock

    Cathedral Rock in Sedona is 110 miles away and offers a great hiking trail for the adventurous. Cathedral Rock, also known as 'Lovers', was thought to be created by the Great Spirit. A couple of lovers, who always argued, were asked by Him to look around at the beautiful surroundings and count their blessings. The couple was believed to never argue thereafter and stands in perfect harmony.

    Register by phone or need assistance? Call +1-888-717-2436 Register Now Download Brochure

    We need below information to serve you better

    Best Sellers
    You Recently Viewed